AFFORDABLE HOUSING
Hinton Center's Self-Help houses are certified as energy efficient SystemVision houses. These houses will have a guaranteed monthly cost for heating and cooling and also have a healthier controlled inside environment.

Click here to download the Mutual Self-Help Housing Information Brochuree

Click here to download the Mutual Self-Help Housing
Pre-Applicatione

For more information, contact the Hinton Center toll-free at 866-389-8336 or email davidf@hintoncenter.org.

What is Mutual Self-Help Housing?
Mutual Self-Help Housing: 5 - 7 families or individuals working together with a professional construction supervisor to make their dreams of homeownership come true.
 
You May Be Eligible for Self-Help Housing if:
You meet the income requirements.
You are a reasonable credit risk.
You have established one year of stable income.
You meet qualifying debt ratios.
 
The Construction Requirements:
Work under the guidance of a professional construction supervisor.
Agree to work with the group at least 14 hours a week per family.
All homes must be completed before any family moves into their home.
Homes must be built in the Wesley Meadows Community, Warne, NC.
Complete an appoved Home Buyer Education Course before construction begins.
 
Terms of the Rural Development Loan:
Hinton Center will assist you with the loan process.
Start with Equity in your home! Equity is earned when families participate in the construction of their home.
Example: The typical family may achieve an average of $25,000 sweat equity.
Borrowers may qualify for an interest rate subsidy as low as 1% based on family income.
Example: A $110,000 loan could have a mortgage payment as low as $326 at an interest rate of 1%.
Loan payments will be adjusted annually as household income changes.
 
Advantages of a Self-Help Housing Program:
The Advantages of Self-Help Homeownership
Modern, convenient, well-built.
Energy efficient.
Quality materials.
Low maintenance.
Designed for your needs.
Modern appliances.
 
The Advantages of Self-Help Affordability:
Payments based on ability to pay.
No down payment.
Save money by Self-Help.
Invest in your home and your future.
Guaranteed Energy Cost.
USDA financing makes it possible now.
The best financing for new construction in the country with USDA-Rural Development.
 
The Personal Benefits of Self-Help Housing:
Sense of accomplishment.
Self-reliance and independence.
Self-improvement.
Sense of happiness and security.
Community team building.
Better environment for your family.
Getting out of a rental that will never be yours.
Doing it yourself and being able to maintain it afterwards.

Jacqueline Gottlieb, Ed.D., President & CEO
jackie@hintoncenter.org

Jacqueline Kilgus Gottlieb holds a Doctorate Degree and Master’s Degree from North Carolina State University in Occupational Education with a focus on vocational opportunities for individuals with disabilities. Her professional career began as a Special Education Teacher in Wake County Public Schools after earning her Bachelor’s Degree in Special Education from Western Carolina University.  Jacqueline, or Jackie as most people call her, has over 13 years of senior level non-profit experience and has been an active member of the United Methodist Church for over 35 years.  Jacqueline, and her husband Mark, have three children and are excited to share in the beauty of Clay County!

Becky Feathers, Director of Finance
becky@hintoncenter.org

Becky Feathers holds a BSBA degree in Accounting and Business Administration from Western Carolina University and served as Finance Manager at Hinton Center for 16 years. She is a native of the area and loves the mountain region. She and her husband, David have twins who are 13 years old. She loves the outdoors and enjoys spending time with her family and friends.
 

Julia Buckner, Director of Development
julia@hintoncenter.org

A native of Clay County, Julia taught high school Chemistry for eleven years before returning to school herself as a student at Emory University's Candler School of Theology. Julia graduated with her
MDiv. in May 2010. Julia is contemplating PhD work in the area of Radical Orthodoxy and is currently working on a book about her divinity school  experience entitled, A Pagan, An Evangelical, and A Seminary Student.

David Feathers, Group Coordinator
davidf@hintoncenter.org

David is the Group Coordinator for Hinton Center's Self-Help Housing Program. In this position he recruits families for the program, as well as helping them to understand their credit, working through any credit issues they may have, and completing their loan packages. He is a North Carolina Certified Housing Counselor as well as being a Certified FDIC Financial Counselor. David is also an ordained minister, pastoring two local United Methodist Church congregations.
 

Rev. Amy Spivey, Director of Program Ministries
amy@hintoncenter.org

Amy Spivey grew up in High Point, NC. She graduated from Greensboro College and Duke Divinity School, and she was ordained as an Elder in the Western NC Conference of the United Methodist Church. Since her graduation from Duke, she has lived and served in St. Andrews, Scotland, Mount Airy, NC, Cashiers, NC, Thatcham, England, and now Hayesville, NC. She shares a joy-filled life with many but especially with her husband, Timothy Moore, and daughter, Laura-Clare.

Charles Penland, Director of Affordable Housing
charles@hintoncenter.org

In 2003, after working 32 years in State government, Charles Penland was called to lead an effort to expand Hinton Center's Affordable Housing program. That program is now building 8 to 10 new homes per year in a subdivision in Clay county.

He lives in Hayesville with his wife, Penny. He has 4 children and 5 grandchildren that keep him busy in his spare time.

He is Chairman of the Southwestern Child Development Commission and Chairman of the Oak Forest United Methodist Church Administrative Council.

Darren Cook, Construction Supervisor
darren@hintoncenter.org

Darren joined the staff of Hinton Center in July 2005 as Construction Supervisor. He works primarily at the Wesley Meadows subdivision through Hinton’s Affordable Housing program building homes alongside homeowners and volunteers. He lives in Hayesville with his wife, Kristi, and three children.
 

Greg Avery, Lodge Manager
greg@hintoncenter.org

A native of Florida, Greg recently moved to Hayesville to serve as Hinton Center’s Lodge Manager. The father of two teens, Greg enjoys computer gaming in his spare time.

Penny Hane, Affordable Housing Administrative Assistant
penny@hintoncenter.org

Penny has lived in the beautiful town of Hayesville, NC for over 8 years with her husband, Paul and chocolate Lab, Sidney Mae.  She loves coming to work at Hinton Center, where she is bookkeeper/secretary for the Mutual Self-Help Housing program.
 

Beth Leinbach, Office Support Manager
beth@hintoncenter.org

Beth Leinbach has been a part the Hinton Center staff as Office Support Manager since 2008. A graduate of the University of Tennessee at Knoxville, she is married with two children.  In her spare time she enjoys music, hiking and gardening.